SMS Terms & Conditions

Last updated: February 16, 2026

SMS Messaging Program

AR Badger is an accounts receivable management platform that businesses use to send SMS text messages to their customers. This page describes our SMS messaging program, how consent is obtained, and your rights as a message recipient.

What Messages Will I Receive?

If you receive SMS text messages through the AR Badger platform, they are sent by a business with which you have an existing business relationship. Messages may include:

  • Invoice due date reminders
  • Invoice status updates
  • Account notifications

How Is Consent Obtained?

End users consent to receive SMS messages in the following ways:

  • During account creation or service agreement: When establishing a business relationship, customers provide their mobile phone number and agree to the business's terms of service, which includes consent to receive account-related SMS communications.
  • Direct opt-in: Customers may provide their phone number and explicitly consent to receive SMS invoice reminders and account notifications through the business's customer portal or account management interface.

At the point of consent, users are informed that by providing their phone number, they agree to receive SMS invoice reminders and account notifications from the business. They are also informed that message frequency varies (up to 15 messages per month), message and data rates may apply, they can reply STOP to opt out at any time, and they can reply HELP for assistance.

Sample Opt-In Disclosure:

"By providing your phone number, you agree to receive SMS invoice reminders and account notifications from [Business Name]. Message frequency varies, up to 15 msgs/month. Msg & data rates may apply. Reply STOP to unsubscribe. Reply HELP for help. View our Privacy Policy at https://www.arbadger.com/privacy-policy and Terms at https://www.arbadger.com/terms-of-service."

Message Frequency

Message frequency varies based on your account activity. You may receive up to 15 messages per month. The actual number of messages depends on your account status.

Message and Data Rates

Message and data rates may apply. Contact your wireless carrier for details about your text messaging plan and any applicable charges.

How to Opt Out

You can opt out of receiving SMS text messages at any time using any of the following methods:

  • Reply STOP, UNSUBSCRIBE, END, CANCEL, or QUIT to any message you receive
  • Contact us at support@arbadger.com
  • Call us at (616) 287-4418

After opting out, you will receive one final confirmation message and no further SMS messages will be sent. Opting out of SMS does not affect other communications from the business you have a relationship with.

How to Get Help

For help or support regarding SMS messages, reply HELP to any message you receive, email us at support@arbadger.com, or call (616) 287-4418.

Privacy

We take your privacy seriously. The following applies to our SMS messaging program:

  • No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
  • Text messaging originator opt-in data and consent will not be shared with any third parties.
  • Your mobile phone number is used solely for the purpose of sending account-related communications from the business with which you have a relationship.
  • Consent to receive SMS messages is not required as a condition of purchasing any goods or services.

For complete details on how we handle your information, please see our Privacy Policy.

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission from your wireless carrier and network availability.

Contact Us

If you have any questions about our SMS messaging program, please contact us:

AR Badger

Email: support@arbadger.com

Phone: (616) 287-4418